Finance

Loan options designed around real needs

NoLimit Finance helps New Zealanders explore car loans, personal loans, commercial vehicle loans, boat, motor bike and caravan loans, and debt consolidation loans.

Car loans
Personal loans
Debt consolidation

Finance services

Loan products available through NoLimit Finance

Explore the specific loan options available and the type of information that may be reviewed before approval.

Car Loan

Loan support for new or used cars, with guidance through the application and settlement process.

  • New and used car options
  • Support for dealer or private sale purchases
  • Clear next steps before settlement
  • Online application available
Apply for a car loan

Personal Loan

Practical lending support for planned purchases, important expenses or everyday personal needs.

  • Simple online enquiry process
  • Guidance on suitable lending pathways
  • Repayment estimates before you proceed
  • Support with required documents
Explore a personal loan

Commercial Vehicle Loan

Loan support for commercial vehicles, work utes, vans and vehicles used for business activity.

  • Support for eligible commercial vehicle purchases
  • Useful for work utes, vans and fleet additions
  • Vehicle details reviewed with the application
  • Finance is subject to lender criteria
Apply for a commercial vehicle loan

Boat/Motor Bike & Caravan Loan

Loan pathways for recreational vehicles including boats, motor bikes and caravans.

  • Support for eligible boat purchases
  • Motor bike loan enquiries
  • Caravan finance enquiries
  • Asset details reviewed before settlement
Explore recreational vehicle loans

Debt Consolidation Loan

A way to explore whether combining existing repayments could make your finances easier to manage.

  • Review existing repayment commitments
  • Consider simpler payment structures
  • Understand possible trade-offs
  • Subject to affordability assessment
Talk about consolidation

Vehicle loans

Loans for cars, commercial vehicles and recreational vehicles

Whether you are replacing a car, buying a commercial vehicle or looking at a boat, motor bike or caravan, NoLimit Finance can help you understand practical lending options and the steps involved.

Flexible lending options across eligible vehicle types

Clear approval process with lender conditions explained

Secure online application to get started

Finance is subject to lender criteria and affordability assessment

Vehicle loan focus

A clear way to start your vehicle loan enquiry

Start online, share the car or vehicle details where available, and receive guidance on likely next steps, documents and lender requirements.

Loan types

The loan products available through NoLimit Finance

The finance page is focused on the loan products the business currently provides, so the next step stays clear from the first enquiry.

Car Loan

Personal Loan

Commercial Vehicle Loan

Boat/Motor Bike & Caravan Loan

Debt Consolidation Loan

Before you apply

What you may need to apply

Having the right details ready can help keep the application process clear and efficient.

ID

A valid form of identification so your details can be verified.

Income details

Recent income information such as payslips, statements or business records.

Employment information

Details about your employment and income position where required.

Loan amount

The amount you would like to borrow and the purpose of the finance.

Asset details

Car, commercial vehicle, boat, motor bike or caravan details where relevant.

Supporting documents

Any extra information requested during review or by the lender.

How it works

A simple process from application to settlement

The process is designed to keep the next step clear while your application is reviewed.

01

Apply Online

Share the key details through a secure online application.

02

We Review

Your situation is reviewed and matched with practical next-step options.

03

Approval

If approved, you receive clear details, conditions and what happens next.

04

Settlement

Documents are completed and funds are arranged for settlement.

Finance disclaimer

Finance is subject to lender criteria, affordability assessment, responsible lending obligations and approval. Information on this website is general in nature and does not constitute financial advice.

Next step

Ready to explore your finance options?

Start online or talk to NoLimit Finance about the kind of finance support you are looking for.